Saving and Spending Accounts

*Generally, group size is determined by Medical Loss Ratio (MLR) count. Under MLR counts, a group with 50 or less employees is considered a small group. 51 or more employees is considered a large group. Talk to your agent to find out which plan options are available to you based on your group size and service area.


Cafeteria includes a Premium Only Plan and Flexible Spending Accounts. It is a great way for employees and employers to save money by using tax-free funds to pay for certain eligible expenses.
Cafeteria Details:


COBRA provides continuing coverage of group health benefits to employees and their families upon certain qualifying events.
COBRA Details:

Health Reimbursement Arrangement (HRA)

Health Reimbursement Arrangement (HRA) is a tax-advantaged account that allows both employers and employees to save on the cost of health care.
HRA Details: